Transfer from card to VTB card: methods and commission. Transfer from card to card VTB: methods and commission VTB transfer of funds

VTB24 Bank clients can make transfers between VTB24 accounts. To do this, you can use Telebank Internet banking. The banking service is available to all VTB24 clients, but it is not provided automatically when opening an account, but upon application. You can fill out an application at any bank office.

In your personal online banking account, in the “Transfers” column, you must select “Transfer to a VTB24 client.” Next, you must indicate the amount and name of the recipient.

As details, you can choose to specify either the recipient's account number, his VTB24 card number, or a unique identification number that is issued to each VTB24 online banking client. Next, the account from which the transfer amount will be debited is indicated, as well as the date of the operation - it can be carried out immediately by indicating the current date, or postponed by making a mark on the calendar.

A similar operation is available in the VTB24 mobile application and is performed according to the same algorithm of actions.

Transfer to another bank

To pay for funds opened in another bank, you must use the “Transfer to another bank (rubles)” function, or a similar dollar transaction.

You will need to indicate the recipient's full name, account number, and transfer amount. The required field is “payment purpose”, where you should indicate the reason for the transfer. The recipient's TIN and a block of information about the recipient's bank are also indicated:

• Name of the bank;


• correspondent account number of the recipient's bank.

Bank details can be found on the official website of the financial institution.

Payment can also be made immediately or deferred to a specific date. Using a similar algorithm, the operation can be performed using a mobile application.

At bank branches

You can also transfer funds from your account to any details at the VTB24 office. The disadvantage of this method is the commission that is charged for any financial transaction. A commission will be charged even for transfers within the bank.

Transfer currency

When conducting a transaction, it is important to pay attention to the currency of the VTB24 account and the account to which the transfer is made. If a ruble amount is transferred, for example, to a dollar account, then the funds will be converted at the bank’s internal rate established for a specific date. This may reduce the transfer amount, so it is better to transfer transactions strictly to accounts opened in one currency.

VTB24 saves clients time and money: let’s look at how to quickly and conveniently make a transfer from a card. Sending funds to a relative or friend is the most relevant and proven methods.

Instructions for VTB24 cardholders: how to transfer funds

Let's consider all the current methods of transferring money from a VTB24 card in detail:

At an ATM

Through the VTB24 Online Internet banking system

Important! To make a translation you need Internet access!

Using your phone

The mobile application from VTB24 can be used by owners of devices based on Windows, IOS, and Android operating systems. To access transfers using your phone you need:

1. Get a login and password from the manager;
2. Download or install a mobile application on your smartphone and have access to the Internet;
3. Log in to your personal account menu in the “Transfers” section;
4. Select a card from the saved list or enter the account number in the appropriate field;
5. Specify the amount and account to be debited;
6. Confirm the transaction using the push code.

Using the VTB24 mobile application, you can find ATMs and bank branches on the map.

On the bank's website

To transfer money from a VTB24 card, you can go to the P2P transfers page on the bank’s official website - http://perevod.vtb24.ru/.

Limits and tariffs for transferring funds from a VTB24 card

Limits on transfers via ATMs

1. The amount of the limit directly depends on the total limit on cash withdrawals on the card. The exact size of the limit on your card can be clarified by calling VTB24 user support by phone:

   Toll free hotline: 8 800 100-24-24

   Hotline number for calls from abroad (the call is paid according to the tariffs of your telecom operator): +7 495 771 78 24

2. When transferring from credit cards, an additional fee is charged for using credit funds in accordance with the bank’s tariff collection.
3. Please note that in fact, the funds on the card can be used to write off the loan repayment no earlier than one day after the transfer to the card number. For cash withdrawals, funds will be available instantly.
4. Transfers to cards issued by Bank of Moscow OJSC are temporarily not carried out.

VTB24 tariffs for transfers via ATMs

Tariffs of the VTB24-Online Internet banking system

On the VTB24 website: limits and tariffs for funds transfers

The question of whether it is possible to transfer money from a VTB 24 bank card to a card of any other bank, most often Sberbank, constantly arises among VTB 24 clients. I would like to tell you in what ways you can transfer from your plastic card to a card of another bank.

Actually, there are only two ways. This is a transfer through the Internet bank “telebank”, or visiting a bank branch. Transferring funds from card to card via ATM is temporarily unavailable.

Transfer funds via the Internet

In the first case, you need to have the “telebank” service connected, then you will be able to carry out similar operations through your personal account without problems within just a few minutes. It is recommended to connect the Internet banking service to those who frequently make transfers from their VTB 24 card to other banks.

Transfer through a bank branch

In the second case, more convenient for those who are poorly versed in Internet technologies, they will visit a bank branch and transfer funds from their VTB 24 bank card to their own or someone else’s card of another bank through an operator. He will help you fill out all the necessary documents and complete the transfer.

Commission for transfer from VTB 24 card

It is worth mentioning the commission that is charged for a transfer from an account in VTB 24 bank to an account in another bank (for example, Sberbank). The transfer fee is 1.25% of the payment amount, but a minimum of 50 rubles and a maximum of 2500 rubles.

If you do not have an account with VTB 24 and you want to carry out a transaction without opening one, then the commission will be slightly higher and amount to 4.5% of the payment amount. When transferring a large amount, you should consider opening a temporary account or instant card, which will allow you to save money.

Maximum transfer amount

The maximum amount for transfers from one card per day is 100,000 rubles, the maximum limit on fund transfer operations per month is 300,000 rubles. None of the types of VTB 24 bank cards allows you to transfer more than 300,000 rubles from your card per month.

Translation instructions

Through the bank's self-service device:

1. Insert the card and, when prompted by the system, enter the PIN code from the keyboard.
2. In the menu that appears on the screen, find the “Payment for services and transfers” section.
3. In the window that opens, choose between the options for transferring to a VTB card or a card issued by another financial institution.
4. Indicate the card number of the transfer recipient and click on “continue”.
5. Enter the transfer amount and also click on the “continue” button.
6. Carefully check that all data is entered correctly, and then confirm the transfer of funds from the VTB card.

Via Internet banking:

1. Log in to the system by entering your username and password.
2. In your personal account menu, find the “Transfers” item.
3. Next, select the “transfer from card to card” section.
4. Select the desired card from the list (if the transfer is made between your cards) or indicate the plastic number of the transfer recipient.
5. Specify the amount to be sent.
6. Check that everything is correct and confirm the transfer.
7. If necessary, print out a receipt confirming the transfer or request that it be sent to your email address.

Using mobile banking:

1. Sign in.
2. Find the payments section.
3. Select the item about transferring from card to card.
4. To transfer between your cards, select a card from the list; to send funds to another person, enter his plastic card number.
5. Specify the amount to be sent.
6. Confirm the transfer.
7. Complete the operation by clicking the “finish” button or repeat it if necessary.

Many clients are cardholders of several banking organizations at the same time. And you often have to transfer money from one account to another. At VTB 24, the commission for a transfer to another bank depends on the method of carrying out the operation.

Methods of transferring funds from a VTB 24 card: payments via Internet banking

Today, holders of VTB 24 plastic cards have access to several ways to transfer funds to cards of other banks. The transfer can be made through a remote service system called Telebank, or directly at the branch by contacting a specialist.

But in both cases, performing the operation requires additional payment of a commission. Its size will depend on the transfer method and the amount of the transaction.

The most convenient way is transfers through Internet banking. To do this, the cardholder only needs to visit a VTB 24 branch once and receive the login and password required for authorization for free. Contacting specialists is free. In order to attract customers' attention to using this service, the bank even provides free service for the first few months.

When connecting to the service, an agreement is concluded with an individual indicating all of his accounts. You can access the Internet bank through the main website www.vtb24.ru or download the corresponding Telebank mobile application. Using the issued login and password, you should log in and transfer funds from the card to the current account - it is from this account that settlement operations and transfers are carried out. After replenishing the account, the user only has to select the “Transfers” operation, fill in the recipient’s details and confirm the expenditure of funds. You can send money here:

• to another own account;
• to a third-party bank card;
• to another VTB 24 account holder.

Most often, users are interested in sending funds to Sberbank cards. In this case, for a VTB 24 client, the fee for transferring finances will be 0.6% of the amount sent. There are also restrictions - the minimum payment must be at least 20 rubles, the maximum - no more than a thousand. The money will arrive on the card of another bank within three working days.

If credit funds are used for the transfer, the user will have to pay more. The commission in this case will be 5.5%, the minimum amount will be 300 rubles.

Other ways to transfer money from a VTB 24 card

Using the Telebank mobile application, you can also send money to the accounts of other banks. The VTB 24 program ensures fast and unhindered transactions, with only a smartphone and Internet access. The commission payment is similar to Internet banking.

Those who for some reason cannot use Telebank can contact the bank branch directly. Having provided the cashier with a passport and explained the required operation, the person needs to fill out a payment order, pay for the transfer and do not forget to pick up the receipt. The commission here will be 1.5% of the transferred amount, but the payment must be from 50 rubles.

Difficulties may arise for citizens who do not have accounts with VTB 24. They are subject to higher commission rates - 4.5% of the payment amount. Therefore, if you intend to transfer a large amount, it is better to first open your account with the institution. Then the commission for the operation will be less.

Another simple and accessible tool for transferring funds from a VTB 24 card to another plastic card is self-service devices, or ATMs. The algorithm of actions here is quite simple:

• insert the card into the ATM and enter the PIN code;
• select the type of operation and make sure the required funds are available;
• Dial the recipient's card number and send money.

The commission charged by VTB Bank for transferring to another bank via an ATM will be 1.25% of the transferred amount. The minimum payment amount is 50 rubles. The money reaches the recipient within one to three days.

Today it is not difficult to send funds from a VTB 24 plastic card to the card account of another bank. All a person needs is the recipient’s data and the ability to go online or visit an ATM. Another option would be a personal visit to one of the bank branches.

However, in all cases, you need to remember that in addition to the amount sent, VTB Bank charges a transfer fee. Therefore, it is better to worry in advance about the availability of the amount required for payment.

VTB24 Bank offers its clients services for transferring funds and paying for services. The banking organization makes both transfers between the accounts of VTB 24 clients and external transfers to the accounts of other organizations.

In addition, the banking organization sends finances abroad in Russia. Bank clients can make transfers without opening an account or if they have an account with a banking organization. Clients can also use fast transfer systems such as Western Union, Anelik and Sprint.

Conditions

VTB 24 money transfers are carried out both with and without opening a current account. To send money to another client’s account, you need to know his initials, bank account number or card number. You can transfer money to your account in any currency.

You can top up another client’s card at VTB 24 in any currency for any amount. The banking organization does not set limits on transfers in rubles. If the transfer is made in dollars or euros, then if the amount is more than 5 thousand dollars or euros, papers are requested to prove the relationship between the sender and the recipient (according to the rules for transferring currencies).

When carrying out the action, you need to look at the currency of the bank account and the account to which the transfer is made. If an amount in rubles is transferred to an account in dollars, then the money will be converted at the internal rate of the banking organization assigned on a certain date.

This can reduce the size of the transfer, so it is better to transfer funds to accounts opened in the same currency.

Tariffs and documents

For owners of the classic and gold package, the commission for transfers in rubles through VTB 24-Online and other physical organizations. and legal to persons within VTB 24 will be equal to 0.4% of the size of the item (min. – 20, max. – 1 thousand rubles).

Holders of the Platinum package and the Privilege package pay only 0.2% of the transfer amount (min. – 20, max. – 1 thousand rubles). Thus, the commission for transfers in rubles for clients who do not own any service package is 0.6%. Clients can make transfers within the same bank to their own name or to third parties free of charge in the Internet bank.

The VTB 24 service package is a range of services provided by a banking organization for managing client money. It includes suitable tools to carry out the daily activities of the bank. Having chosen the desired service package, the client can apply it free of charge.

The transfer time will take from several minutes to 3 days (in special situations, if, for example, a currency card is being replenished. In this situation, the action will be subject to currency control.).

The policy of the Telebank payment system in relation to clients has good prices for Internet banking services. Actions to close, replenish an account and withdraw money from it are done without charging a commission, and a subscription to providing information will cost clients $9 per year.

For transfers of funds carried out within the service, a commission of 0.1% and not less than 5 rubles is charged, and in other foreign currencies the commission is from 0.1 to 0.28% and not less than $0.50 of the amount of money sent .

Rates

To transfer money, you need to have a passport and other documents that confirm your identity.

Methods of money transfers to VTB 24

There are different ways to transfer money to VTB 24: transfers from a bank account, as well as transfers without an account.

Transfers from a bank account

If you have an account with VTB 24, you can transfer finances to other accounts and investments in the banking organization, to accounts in other organizations in Russia and abroad.

You can transfer money not only to your own accounts, but also to the accounts of residents and non-residents on accounts that are not related to business.

To register sending money from your account, you must bring a document that confirms your identity to the banking organization, as well as fill out an application in the required form.

In the situation of making a transfer in a foreign currency, a bank employee may request an application and other documents that prove the purpose of the transfer.

Transfers without opening an account

The VTB 24 organization offers to make transfers in rubles or foreign currency without opening an account (if the action is in no way related to business).

Through this transfer, you can transfer funds intended for cash payments, as well as funds intended for crediting to accounts.

To arrange sending money without opening an account, you need to know the recipient’s name, address, passport details, name and details of the banking organization that will make the transfer.

In Russian rubles

For transfers without opening an account in rubles in Russia, you need to register:

• initials/name of the transfer recipient and his address;
• details of identity paper;
• name and details of the banking organization that will pay the money;
• the account number of the transfer recipient, if any.

In foreign currency

For transfers in foreign currency abroad you need to register:

• the recipient's initials and address (write in Latin letters);
• identification paper;
• name, address, details and SWIFT code of the organization that will pay for the transfer;
• recipient's account number, if any.

Video: How to make a transfer to another account

Transfers via Western Union

Using the Western Union system, transfers can be made between individuals. persons in national currency and dollars.

Money should be received within 20 minutes. after sending.

You can make financial transfers in Russia and abroad.

Where to get it?

You can receive a money transfer at a VTB 24 branch or another organization. To receive funds, you must provide a passport or other paper that confirms your identity.

Transfers by card number

In order to transfer money to a VTB 24 card you need:

• Come to the office with your passport.
• Fill out the application for replenishing the card by its number, the recipient’s initials, card number and passport details.
• Come to the cashier, give your application and finances.
• The funds will arrive within a few minutes.

Rates

Tariffs for sending money depend on the card issuer of the sender and recipient of the transfer. The minimum tariff is 15 rubles. is withdrawn when money is transferred from a VTB 24 card to a card of the same organization.

From a VTB 24 card to plastic from another organization, the commission will be 1.25% of the amount of funds, at least 50 rubles. when transferring between cards of other organizations or to a VTB 24 card from a card of another organization, the tariff will be 1.5%, minimum 50 rubles. In the situation of sending credit money from a credit card, additional commissions are charged.

Via ATM

Through an ATM, you can quickly transfer money from a VTB 24 card to a card of the same bank, as well as to cards of other organizations.

Rates

Through VTB 24-Online

By registering with the bank online, you can pay for services at a time convenient for the user.

Rates

Instructions for making a transfer

You can transfer funds from a VTB 24 account not only at bank branches. There are alternative translations. But in order not to get confused in the many functions of remote services, you need to follow the usual recommendations.

Via ATM

To transfer funds through an ATM, you must insert the card into the ATM device.

• In the menu, select the item “Payment for services and transfers.
• If you need to transfer money to a VTB 24 card, you need to select this menu item.
• Enter the recipient's card number in the field.
• Enter the amount of the shipment.

After performing these simple operations, all the data entered earlier will appear on the ATM screen. All that remains is to check their fidelity and confirm the action. The transfer of finances is done in a matter of minutes.

If several hours have passed and the VTB 24 card holder has not withdrawn the amount, you should call the customer support center or talk to the bank manager. Perhaps the reason lies in problems with equipment or a failure in the system.

Through VTB 24-Online

Transfers from card to card can be made online. If the client has not yet registered on the VTB-24 website, he should do so to quickly log into the system. This method of sending money can only be used online, via the network. You need to choose a complex password to secure your accounts.

If you have been registered in the system for a long time and have made more than one transaction in this way, when you click on the position where the card number is written, a list of already recorded numbers will appear.

If the required series of numbers is not there, it is entered manually. All that remains is to confirm the action and save the receipt if necessary. It will serve as evidence that the amount has been transferred to the second account.

Transferring money from a VTB 24 account will not be difficult if you follow the instructions. You can transfer funds through bank branches, also in other ways: through an ATM, through VTB 24-online, through international payment systems.

When sending money, you need to pay attention to the currency of the transfer and the account to which the funds are transferred, it is better that they match. Transfer rates depend on the method of sending money.